The AnswerBank Articles

Money Or Honey On The Internet

Most of us in the UK now use the internet every day. Whether it is at home in the evening, at work during our lunch break or at the weekend we are surfing the web more and more. There are many reasons to use the internet and two of the biggest are online banking and social networking. Apparently using the internet to ...16:36 Mon 24th May 2010

Holiday Locations 'More Popular After Screen Exposure'

The popular media of the day influences the appeal of travel destinations and activities. In the past media such as literature, music and poetry have been a major element. A notable example is Ullswater in the Lake District where William Wordsworth penned the classic ‘Daffodils’. The visual arts have taken...16:36 Mon 24th May 2010

Secured Loans 'Are An Option For Those In Debt'

People in debt and looking for an option to alleviate such arrears could turn to a secured loan, according to a financial site. The online financial advice company has claimed that a number of alternative debt solutions currently on the market are offering Britons ways in which to curtail what they owe. A spokesperson...16:36 Mon 24th May 2010

UK Consumers Stretched To The Limit Financially

Many of us fear the financial crisis will never end. More of us are having to cope with bigger bills and smaller incomes. Fuel prices are mounting both for our cars and our homes due to the increasing price of a barrel of oil. Insurance premiums are rising due to higher crime rates and adverse weather conditions. The c...16:36 Mon 24th May 2010

Britons Are Living For Their Holidays

With the credit crunch stretching on and on and the winters getting colder and colder, despite the government telling us we are going through Global Warming, life in the UK can sometimes seem a bit bleak. No wonder, then, that many of us are just counting the days until we have our two weeks in the sun. According to n...16:36 Mon 24th May 2010

Planning For Old Age 'Should Start As Early As Possible'

People need to start planning as early as possible if they want to make the most of their retirement, according to a well known insurance provider. The rising cost of living means many people are struggling to pay their existing bills and are failing to put money away for their retirement. The research shows one in si...16:36 Mon 24th May 2010

Families Help Each Other Out Financially

None of us want to see our relatives in financial trouble. We often want to help with small gifts of money to an elderly parent who needs a new kitchen appliance or help with the heating bill. That is what family is all about. However, it seems more of us are doing more than the occasional handout. Some 3.3 million fa...16:36 Mon 24th May 2010

Struggling Homeowners Need To Talk To Banks

Many people are having difficulty making ends meet and one of the biggest monthly expenses of any household is the mortgage. However, this is probably one of the most important expenses to keep paying as if you don't it could mean not having anywhere to live. People who are struggling with mortgage repayments need to ...16:36 Mon 24th May 2010

People Should Live Within Their Means

It seems we are cutting back sensibly due to the credit crunch. Many of us are living without those little luxuries and excesses which we used to have. During the financial crisis people need to tighten their belts and keep hold of their expenses. This has been confirmed by a spokesperson for the Consumer Credit Couns...16:36 Mon 24th May 2010

Personal Accounts 'Will Be A Disaster'

The government's plans to introduce personal accounts in the 2012 pension reforms have been branded a disaster in the making by an industry expert. At a round table conference this week, an independent financial advisor said: "They will make pension provision worse not better." He added: "I wish the in...16:36 Mon 24th May 2010

Tenants 'Need To Be Realistic'

Tenants should be realistic if they intend to haggle with a landlord over the price of a rental property, it has been claimed. According to a finance specialist firm, the market is strong at the moment with plenty of demand for houses. This means there may not be much room for negotiation. However, it added if a prop...16:36 Mon 24th May 2010

Gym-Goers Urged To Use Judgment

Everyone, at one time or another, has decided to join a gym. Whether it is to get fit after the excesses of Christmas or to lose weight to go on holiday it can be a costly business. Consumers have been advised to be cautious to avoid paying more than necessary. According to the Office of Fair Trading (OFT), some peopl...16:36 Mon 24th May 2010

Society Of Will Writers Offers Advice On Inheritance Tax

Many of us know that when a close relative passes away we may be entitled to some of their estate. For example if a parent should leave their house to the children they all get a share of the proceeds of the sale of the house. However, the tax man also gets a share. This is called Inheritance Tax; it can also be called...16:36 Mon 24th May 2010

A Prestige Car 'Could Make Any Day Special'

Many of us struggle to make an Anniversary, Birthday or Valentine’s Day special for our loved one; well motor insurance customers looking for a gift which will make any day special have been urged to try something a bit different. A leading car hire company has suggested, instead of booking a table at a restaura...16:36 Mon 24th May 2010

‘Quirky Cruises' Becoming More Popular

This year could see a rise in the number of Brits taking out travel insurance for quirky cruises, if the comments of one group of sea-lovers are anything to go by. Cruise Critic claimed the variety of ship-based holidays available these days may surprise some people. The organisation notes that it is not just nudist c...16:36 Mon 24th May 2010

Payday Lenders Are A Growing Phenomenon

The credit crunch is prompting more people to go to payday lenders, according to an advice organisation. A spokesperson for the Consumer Credit Counselling Service (CCCS), described these kinds of loans as a "growing phenomenon" as consumers - particularly those who are less well off - are finding it more di...16:36 Mon 24th May 2010

Quiet Retirement For Most Britains

Everyone has the dream of finally finish work at 65 and then setting off on the round the world cruise, or visiting the grandchildren in Australia, or even buying a place abroad maybe in Spain or France and living the high life. We deserve it, we have worked long and hard for our pension and this is our reward. However...16:36 Mon 24th May 2010

Police Initiative Could Cut Home Insurance Claims

We all like to think of our home as our castle – impregnable and sturdy. Unfortunately, there are some who have found that this may not be the case. It is horrible to find that your home has been burgled and your personal possessions stolen or broken. However, there are many simple ways we can discourage would be...16:36 Mon 24th May 2010

Police Surgeries Could Help Cut Claims

Although the vast majority of us never have to worry about crime in and around our area, others are not so lucky. All over the country Police Surgeries are being set up so the residents can meet their local officers and also share any issues they have. A police community support officer said: "You can talk to us ...16:36 Mon 24th May 2010

Saving Over Spending Is New Trend

Saving money is proving preferable to spending it at the moment, according to an expert. Although people are storing their cash in a less "traditional" fashion they are managing their money in a way which is equal to saving, a Lloyds TSB's study has found. This trend, sparked by low interest rates, has lead...16:36 Mon 24th May 2010