Can you have two mortgages on one property?

[mouse8]

One in my name & one in my partners?
At moment I live in his house and he pays the mortgage.
He would like me to have a share of the property and my name on the deeds.
He does not want a joint mortgage.
Can I pay off part of his mortgage with a mortgage of my own?
Thanks

[ubasses]

probably not, if one of you defaults the mortgage company would have problems in a reposession

[Davethedog]

When you take out a mortgae the lender does so as Ubasses says on the understanding that should you default they can get thier money back. If you have ever seen a building sociecty "survey" you will see that.

If you have a house and the sum of the two mortgages are less than the property is worth and you declare to the second lender the existanxe of the first mortgage, it would be fine.

I don't think you could actualy get a 2nd mortgage without that declaration as your 1st mortgae is registered. If you did succeed in getting a 2nd mortgage without declaring the first thats fraud.

[bushbaby_de]

Why does he want you to have a share of the property but not share the mortgage? Makes no sense to me and I cannot see why any lender would agree to being the second charge on a property under these circumstances.