If only we had a crystal ball!
The BoE voted 8-1 last time to keep rates static. They have inflation to contend with as well as the confidence of the population.
Even though BoE rates have been reducing, lenders have increased their margins significantly compared to a number of months back.
Your decision is going to be based on piece of mind moreso than anything. Alternatively a product that has a shortish tie in with a sensible variable rate thereafter could be an option.
Branton Finance