Title Builder Beta See instructions

Welcome to Title Builder Beta.

This small piece of kit is designed to make building your Quiz, Crossword or Puzzle question more effective. It should make finding your question easier for others and, the easier it is to find, the more likely someone is to answer it!

To build an easy to find question title simply select the paper and quiz, enter the quiz number if relevant and fill in the Publication Date. Once you’re happy click “Build Title” and the information should populate the Title field. Fill in the final required details of your question as you normally would, and click submit.

As this is a Beta we only have a limited number of papers and quizzes listed. If you think your favourite Quiz, Crossword or Puzzle should be listed here don’t hesitate to contact us.

Remember: You do not have to use the title builder - simply enter the title and question as you normally would and click submit!

Paper & Quiz:

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I Am Confused!...and My (Unhelpful And Ignorant Bank) Don't Seem To Be Able To Enlighten Me.

blulok | 13:42 Sat 27th Oct 2018 | Crosswords

3 Answers

I have £20.000 in a Lloyds ISA. ....returns are crap. I am looking to transfer it to a better %. Whenever I call the bank get thro' to someone who really can't give me an answer....perhaps somebody here can...what's difference between APR/AER.....(lloyds staff seem perplexed, but what's new!) I need easy access to at least £5000 per year.......any helpful bodies out there?

Usual Ta In Advance My Trusty Solvers

Daily Telegraph Cryptic 28881 Saturday October 27Th 2018

Answers

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dannyk13

This would be better posted in business& finance.You are likely to get more answers there.

dannyk13

You will find the answer here:-
https://www.theguardian.com/money/2006/nov/28/consumernews.consumeraffairs1

fiction-factory

APR isn't relevant as far as I can see- it's a term used in relation to loans. AER is the effective rate of interest. It's usually almost identical to the headline rate. Just compare AERs for the best rate. Returns with all ISAs are pretty poor- you can do better by spreading your money around between non-ISA accounts but there may come a time when iSAs are better value so keep some in there rather than lose the tax free status in future years

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