endownment

[doirecormac]

I have had an endownment policy for �44k for about the last 15 years and I pay approx �100 per month to it - it is on course to be �17k short when it matures in 10 years time. I've been down the mis-selling route but without success - my question is -

is it worthwhile continuing to pay each month and hope that the policy picks up before it matures (I don't want to increase payments)?

Should I cease payments and leave what's already paid-in to mature?

Consider selling it to one of these companies that buy them (thing is, if they are willing to buy the policy does that mean that they know it will come good or is it just that they offer you an undervalued price?)?

Anybody who works in the investment area who can offer any help is much appreciated.....