Partner Left Me Cant Pay Rent

[loulou111]

Im in my 40s no dependant kids at home. My partner left me today. I have a cleaning job 20 hours a week .partner was the main bread winner bill payer.im looking for fulltime work but in the meantime is there any help i can get for bills etc my wages wont cover half of what needs to go out. Its all such a mess. I live in a housing assosiation property. Any help given id be ever so grateful

[ummmm]

You be might be able to get housing benefit and working tax credits.

[EDDIE51]

Apply for housing benefit and council tax benefit.
Use this benefits calculator to find what else you are entitled to
https://www.entitledto.co.uk/benefits-calculator/Intro?cid=f61ad477-d32a-467d-b21b-e7bad1fba7f1&isNew=False
No point in looking for full time work , it just means you will get less in benefit.

[Buenchico]

Some links:
https://www.gov.uk/housing-benefit

https://www.gov.uk/working-tax-credit

https://www.gov.uk/apply-council-tax-reduction

[EDDIE51]

Just to add don't wait around to claim , do it now! Some claims can not be backdated so you lose out by holding on.

[ladybirder]

Loulou, sorry for your situation and I hope things get better for you. Talk to your Housing Association as well to make them aware of the situation. They will also help you with making a claim for any help you can get.

Eddie, why are you discouraging loulou to get full time work when she has said she is looking for it? Perhaps she would like to stand on her own two feet. If everybody only did part time and claimed benefits the country would be in even a worse mess than it is now.

[EDDIE51]

Ignore my post about not trying to get a full time job. It used to be the case but now with Universal credit you get the maximum total income by working 30 hours as week. You can do 2 jobs to get up to the 30 hours if that is easier.
It is still the case that anything you earn for more than 30 hours a week is taken off your benefit entitlement .But it used to be anything over 18 hours work a week, which was why I said it was not worth it.

[ladybirder]

Again Eddie, why are you discouraging loulou to work full time?

Loulou, another thought. Do you have a spare room you could rent out as depending on where you live you can get quite a good rate, tax free. If so try Gumtree for a start.

[EDDIE51]

Ladybirder as I just said anything you earn over the basic wage for 30 hours work per week is deduced £ for £ from your benefit entitlement so you are working for nothing, unless of course you get a job that pays so much you are out of benefit entitlement completely .
It has got better, again as I said the £ for £ deduction used to start at 18 hours a week earnings for a single person .

[loulou111]

Thankyou everyone i just need a day to breath gather my thoughts im so worried i will end up homeless

[albaqwerty]

if you are a council tenant, get onto their website pronto.
(have no idea about housing associations, sorry)
the sooner you tell them about your circumstances, the sooner they can advise you.

Am so sorry to read of your issues, make a cup of very strong tea/coffee and have a damned good cry xxx

Do hope all works out ok for you, there are loads of helpful people on here who can steer you to various web-sites for assistance

[EDDIE51]

You will not end up homeless. Phone the housing association first thing tomorrow morning and explain the situation, they will be very helpful. They get this type of problem on a daily basis and will be well used to helping get all you are entitled to. Plus they will know of the problem and will give you time to get the rent situation sorted out without asking for payments.

[ladybirder]

Loulou, I'm sure the HA will do their best to help you, please talk to them. That's what they are there for. Just don't hang about and let yourself build up arrears, do it now.

Eddie I don't need it explaining to me thank you all the same. The OP is in her 40's, no dependants, already doing a part time job and looking for a full time job due to the circumstances she now finds herself in and I say good on her. I don't see why you are encouraging her to become part dependent on the tax payer when she seems perfectly able and willing to look after herself. Of course she will need help until she gets a full time job or a lodger.

[ummmm]

Loulou...try not to worry and speak to the housing association asap.

I'm sorry for your break up. It's never easy.

[loulou111]

Thankyou youve all been very kind. I will have to call the housing assosiation on monday they are not open tommorow. Thank the lord for friends i have a very good one coming to see me soon for a brew and cake

[ummmm]

I really hope you're not too heartbroken. Sorting out finances when you're hurting is a real struggle.

And I hope birds poo on his head...

[ladybirder]

Good the company of a friend will help you, and cake of course;-)
Don't want to put a downer on you but the property is in your name or both your's and your ex partner's names is it?