ChatterBank1 min ago
i was stopped by the police and only when they stopped me i realised the MOT had run out the day before. Can you tell me what will happen to me and my licence now as this has never happened to me before???
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If you have no (curent/in date etc) MOT on your car then it is quite likely that your insurance for that period may be invalid as the vehicle may be classed as unroadworthy (i.e. you are not insured).
If this is the case (check with insurer) and the police may take this course, then you may earn some penalty points for driving a vehicle without valid insurance.
You could be dragged off kicking and screaming to have a mugshot and fingerprints taken, followed by a full body search and a night in the cells! Followed by a court appearance next day. Serious offence you know......the police have to clamp down on this criminal activity before we degenerate into anarchy!!
Don't panic......only joking.
Octavius is correct. The validity of your insurance policy is dependant on having a current MOT. If the police were being particularly pedantic they could charge you for driving without insurance, but this would be unlikely.
The grace period for MOTs is given before they expire. You can get a couple of extra weeks added if you take your nearly expired MOT with you to the test.
Oh, and Kebabmeister's point about driving to a test centre without an MOT is correct, but you must pre-arrange it with them and drive directly there.
In the police eyes the Insurance IS valid, It's ONLY in the Insurance company's view it isn't (hmmm saves paying out on accidents!!)
Your MOT isn't (as we know) and THAT IS ALL the police would be interested in, it may be considered a genuine mistake and thats the end of story.....Even with an MOT valid should you be stopped for, say a balding tyre--you will not automatically be find �1000 you are more likely to receive a VRDN (vehical defect rectifaction notice) where you get the fault fixed in an approved MOT station, they stamp the card and you simply show that at the station---