Personal Finance
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default my iva
I entered a joint iva with my wife in 2006 but I think we rushed into it as we where desperate. for £25000 of debt we are paying back £4000 and the payments are making things hard to get by. In november this year th... [more]
I entered a joint iva with my wife in 2006 but I think we rushed into it as we where desperate. for £25000 of debt we are paying back £4000 and the payments are making things hard to get by. In november this year th... [more]
dannyc08
12/05/08
11:40
12/05/08
11:40
Tax refund
I had completed my on line tax assessment return in December 2007. It showed that I had a £1450 tax overpayment. I have contacted the tax office several times who tell me that I have to wait, and every time I ring ... [more]
I had completed my on line tax assessment return in December 2007. It showed that I had a £1450 tax overpayment. I have contacted the tax office several times who tell me that I have to wait, and every time I ring ... [more]
Bivvysenior
12/05/08
11:14
12/05/08
11:14
Ford Options: what do people think?
I am considering buying a new Ford Car using the Options finance scheme. This means there is a guaranteed minimum future value at the end of 3 years with an option to return or keep it. What has been anyones experie... [more]
I am considering buying a new Ford Car using the Options finance scheme. This means there is a guaranteed minimum future value at the end of 3 years with an option to return or keep it. What has been anyones experie... [more]
Godmancunian
11/05/08
17:22
11/05/08
17:22
jointly liable
My boyfriend is in the process of getting divorced, he took out a loan to pay off some things and pay for his exs plastic surgery, someone told me that the law has changed and that she can be liable for the loan if ... [more]
My boyfriend is in the process of getting divorced, he took out a loan to pay off some things and pay for his exs plastic surgery, someone told me that the law has changed and that she can be liable for the loan if ... [more]
spanner2510
10/05/08
13:12
10/05/08
13:12
Currency Exchange
Hi, Because of an impending holiday, I called into the Post Office to purchase some of their No Commission forein currency, only to find later, when I went on the Web, I could have had the money delivered to me at ... [more]
Hi, Because of an impending holiday, I called into the Post Office to purchase some of their No Commission forein currency, only to find later, when I went on the Web, I could have had the money delivered to me at ... [more]
Remeboy
08/05/08
04:52
08/05/08
04:52
iva and bank charges reclaim
i am presently in a iva one of the creditors is the natwest then last year i reclaimed bank charges successfully with the natwest they paid the money 4900 into my account which is still open but hasnt been used for ... [more]
i am presently in a iva one of the creditors is the natwest then last year i reclaimed bank charges successfully with the natwest they paid the money 4900 into my account which is still open but hasnt been used for ... [more]
tallacre1
07/05/08
13:43
07/05/08
13:43
pension (wife older than me)
My wife is 10 years older than me so can she claim her state pension at her normal pension age ?
My wife is 10 years older than me so can she claim her state pension at her normal pension age ?
jules335500
06/05/08
20:27
06/05/08
20:27
Credit blacklist
Anyone know for how long after successfully 'completing' the 5 years of an IVA. One would be blacklisted by credit firms. Also would one be able to get a bank overdraft facility after the completion. Regards J
Anyone know for how long after successfully 'completing' the 5 years of an IVA. One would be blacklisted by credit firms. Also would one be able to get a bank overdraft facility after the completion. Regards J
joe1
03/05/08
18:43
03/05/08
18:43
housing grant
im a single parent and going to be moving into a flat within a month. ive been told i can get a grant and need to right a list of things ill need. what will b accepted and what wont how much would i get? anyone had... [more]
im a single parent and going to be moving into a flat within a month. ive been told i can get a grant and need to right a list of things ill need. what will b accepted and what wont how much would i get? anyone had... [more]
me1234
03/05/08
17:35
03/05/08
17:35
blacklisted?
i think my house is blacklisted as i cannot get credit how can i find out if it is and how could i change it?
i think my house is blacklisted as i cannot get credit how can i find out if it is and how could i change it?
rachhoney
03/05/08
13:40
03/05/08
13:40
loan
Hello i got a loan from a bank while i was unemployed is this legal? I did let them know i was unemployed at the time. i have a contract with this bank is it binding, knowing they new i was unemployed.
Hello i got a loan from a bank while i was unemployed is this legal? I did let them know i was unemployed at the time. i have a contract with this bank is it binding, knowing they new i was unemployed.
michael007
02/05/08
13:23
02/05/08
13:23
Claiming Credit Card Charges
Hi all, I want to send a letter to my credit card company to request all charges and fees on my account as advised by Martin Lewis (moneysavingexpert.com). The sample letter on the website provided is not wo... [more]
Hi all, I want to send a letter to my credit card company to request all charges and fees on my account as advised by Martin Lewis (moneysavingexpert.com). The sample letter on the website provided is not wo... [more]
Sonak
30/04/08
11:45
30/04/08
11:45
State Pension
If my partner and I dont get married will we be better off as regards our old age pension - as we will still get 2 single pensions instead of one married couples? Is there any other financil benefit in staying sing... [more]
If my partner and I dont get married will we be better off as regards our old age pension - as we will still get 2 single pensions instead of one married couples? Is there any other financil benefit in staying sing... [more]
Princess Sue
29/04/08
23:07
29/04/08
23:07
debt collecting agencies
Oh this is doing my head in! basically ive had an ongoing dispute with a mobile phone company - which ended up with me owing £177.45 as a single parent obv this is a lot of money (i took out the contract long befo... [more]
Oh this is doing my head in! basically ive had an ongoing dispute with a mobile phone company - which ended up with me owing £177.45 as a single parent obv this is a lot of money (i took out the contract long befo... [more]
Billysmummi
26/04/08
22:13
26/04/08
22:13
Royal Bank Of Scotland
bought shares in the above about 2 months ago and have a little profit. now with the rights issue should i sell before the price drops further of wait until the rights issus to get the extra shares? problem is if i ... [more]
bought shares in the above about 2 months ago and have a little profit. now with the rights issue should i sell before the price drops further of wait until the rights issus to get the extra shares? problem is if i ... [more]
paul 1
25/04/08
19:42
25/04/08
19:42
Harassment from banks
Weve been pretty damn skint lately and let our Halifax credit card payments slip a bit....we havent made a payment for 2 months. We only owe £600 but weve been getting constant phone calls from Halifax...starti... [more]
Weve been pretty damn skint lately and let our Halifax credit card payments slip a bit....we havent made a payment for 2 months. We only owe £600 but weve been getting constant phone calls from Halifax...starti... [more]
hammerman
25/04/08
17:50
25/04/08
17:50
Property rental when bankrupt - impossible?
Ive recently been made bankrupt and will shortly lose my house to my creditors. I want to rent somewhere. However, Im retired, bankrupt, and have pets! Im also entitled to Housing Benefit, so the rent is pretty secu... [more]
Ive recently been made bankrupt and will shortly lose my house to my creditors. I want to rent somewhere. However, Im retired, bankrupt, and have pets! Im also entitled to Housing Benefit, so the rent is pretty secu... [more]
goldenoldie
25/04/08
16:25
25/04/08
16:25
Guarantor or not guarantor? that is the question
Hi, A friend of mine moved into a flat below me last year (the property is registered as a house but rented out as 2 flats). The landlord asked me if i would be his guarantor (he told my friend he did not have ... [more]
Hi, A friend of mine moved into a flat below me last year (the property is registered as a house but rented out as 2 flats). The landlord asked me if i would be his guarantor (he told my friend he did not have ... [more]
elvislives08
25/04/08
14:04
25/04/08
14:04
How do you cancel a credit card?
Sounds like it should be a simple thing to do but I will be blowed if I can find out how to do this (Im deaf and cant use the customer service telephone number) The card in question is a Mastercard issued by one ... [more]
Sounds like it should be a simple thing to do but I will be blowed if I can find out how to do this (Im deaf and cant use the customer service telephone number) The card in question is a Mastercard issued by one ... [more]
PhilBy
25/04/08
10:11
25/04/08
10:11
Housing Benefit
I am selling my property to a man who is going to let it back to me. I am not related to this man in any way, he is a genuine buyer who found my property through the estate agent. I have been advised I may not be ... [more]
I am selling my property to a man who is going to let it back to me. I am not related to this man in any way, he is a genuine buyer who found my property through the estate agent. I have been advised I may not be ... [more]
LuddyLudds
24/04/08
18:02
24/04/08
18:02
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