Since the recession has taken a firm hold on all of our finances, many people have opened savings accounts to put money away for a rainy day. Despite the interest rates being quite low on these accounts, many are still choosing to save rather than pay off immediate debts, as they feel that the possibility of some finan...

A celebrity known for helping members of the public find and sell trinkets has opened a new pawn brokers in Coventry. David Dickinson – who found fame on Bargain Hunt and has subsequently gone on to present Dickinson's Real Deal – cut the ribbon at the Rex Johnson Online store on Hertford Street in the city...

Many Brits keep a credit card hidden from their partners, according to a survey. As times get harder and we try to save our cash, some people are opting to use "secret" credit cards to buy their day to day shopping items. The most common purchases on these types of cards are groceries, fuel and occasional &...

It can seem like there are hundreds of credit cards on the market and no definite way of choosing the one that will be most suitable for you, especially when the financial sector is in such disarray. One of the ways consumers can compare which card could best suit their needs is looking at the annual percentage rate...

With Children in Need just around the corner, many people will soon be dipping into their pockets as a host of stars and celebs put on hours worth of entertainment to raise huge amounts of cash to fight poverty. Giving money over the phone is the most common way of donating, and with Children in Need the telephone num...

One way of raising money quickly can be to turn to a pawnbroker - but there are many things to keep in mind when dealing with one of these stores. The stereotypical image of a pwnbrokers shop is a dark, small room with some crooked old-man sat behind the counter. While this may not be far from the truth, the much imag...

Since the recession has taken hold many people have quickly forgotten about the troubles of global warming, instead looking to the financial crisis that has grabbed headlines over the past year. The views of the UK's energy and climate change secretary, David Miliband, are totally clear and he has outlined his plan ...

As we head into the winter months, many Brits are worried about their energy bills and their rates potentially sky-rocketing. Most people are working hard to scrape just enough cash to get by, with rising heating and energy bills putting even more strain on hard-up families. Given the turbulence of the past few month...

Christmas is just around the corner and after such a terrible financial year many people will be looking to make this years festivities as memorable as possible. Some experts predict that spending on credit cards could rise over the Xmas period as people look to put the "doom and gloom" of last year behind th...

If you do not need your money immediately, a notice savings account could be an option for you. Many people consider depositing their spare cash into a notice savings account because it often yields a higher rate of interest, so it is important to understand how it works. What Is a Notice Savings Account Notice-...

A parent has to think about a lot when it comes to their children, this includes their financial future. Many children will grow up and need a car, university funding or even a deposit on a new house and finding the money can be difficult. This is why a lot of people are investing money for their children. Children ...

Since the economic downturn prepaid cards have gained considerable popularity. Worried about sitting on expensive credit, consumers are taking to the prepaid card’s more controlled and manageable approach to finances. This article will introduce you to the basics of using this card. What Is a Prepaid Card ...

Buying things on credit and borrowing money can be a pain for everyone, particularly those with poor credit ratings. Sometimes it can seem that you are losing the battle with your credit score, but do not despair. There are actions you can take to make your credit rating look better. What Is a Credit Rating A cr...

It does not matter who you are, there will probably come a time when you will need to consider opening a current account. This is generally a straight forward process, but a lot of people fall into traps because they have no prior knowledge of what current accounts are and what they should be looking for. What Is a ...

It is becoming increasingly common to invest money into high interest savings accounts. Whether it is for your children, your retirement or even for your next house, ISAs can be very useful. What Is an ISA An Individual Savings Account is a way to save and invest money without incurring the usual income or capit...

With increasing speculation and rising house prices, a lot of people are worrying about inheritance tax. It is important to know the facts and where you stand if you come to inherit from your loved ones. What Is Inheritance Tax Put simply, inheritance tax is a tax on wealth (money, property, etc.) passed from on...

Nobody wants to think about what would happen if they passed away, which is why so many people put off the task of writing a will. However, it is definitely a good idea to get it sorted out, as you could save your loved ones a lot of hassle and heartache. What Is a Will In simple terms, a will is a legal documen...

This Article is provided by BBC Watchdog (The AnswerBank is not affiliated with BBC Watchdog) Advantage Loans 23rd November 2004 Advantage Loans is based in Bournemouth. According to an Advantage Loan