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sp. Rather like your assumption about Africa, I assume UK flood victims are (mostly) hardworking, as when interviewed, they tend to talk about when they bought the property, and how they have paid the insurance premiums. Benefits don’t cover either.

And if children have to walk 20 miles to drink unsanitary water, and suffer a slow painful death, we need to stop allowing their parents to breed. The parents who appear to give absolutely no thought whatsoever to the appalling life they are giving these children.
Actually, one of the big reasons why there is a higher birth rate in regions of the Aftican continent is because of high infant mortality.

Remember - culturally, in many developing regions children take responsibility for the care of elderly relatives. Of course, I'm not going to assume that this is the sole reason for having kids in these areas, but if your kids have a much higher risk of not surviving through to adulthood...

By the way - you can certainly afford luxuries whilst being workshy in the UK. Have enough kids, claim enough housing benefit and you're quids in...according to the newspapers.
By the way Bigbad...did you have a look at the Telegraph link?
@SP

Nice of you to ignore my posts, of three pages back and continue to bang on about private pensions (I'm not counting but at least the fifth repeat of your proposal. We heard you the first time).

If you are *contracted out* your NI contributions are *already* reduced, relative to SERPS members. There is no magic money to be 'released' for investment into a place of your choice.

Your NI deduction is, largely, the element funding the NHS and, the remainder, other people's age-related (means tested) pensions.

Then there was this

//
Imagine a system whereby instead of paying NI to the government, instead you were allowed to invest the same funds into a private unemployment scheme...but here's where it would get really interesting...unlike (say) car insurance, unemployment insurance would work like an investment fund. After ten years of not claiming, you'd get a lump sum back.

It would be in all our best interests to remain in employment.
//

So everyone would stand to lose all their premiums if their workplace becomes detestable and they feel the need to leave?

A great way for workplace bullies to turn the screw, especially on people who've paid in for years and years and stand to lose out if they voluntarily resign.

And then there's vindictive bosses, who take delight in firing people, on a whim.

Any talk of who should or shouldn't breed goes beyond unsavoury and has shades of eugenics and Nazism about it.

Is it enshrined in human rights legislation or is it not?

People have babies and jobs for the parents need to be made to exist wherever these people reside. If and when we fail to provide jobs in the right places (we can't all live in the same place!) then some system of compensation for loss is required, so these children do not starve.

If the town's biggest employer throws in the towel and runs away, the population might as well be resident in a foreign country which is receiving foreign aid, to keep its children alive.

Oh come on Hypognosis!

That's hardly fair now is it?

I've been very busy answering others. You can hardly blame me if you post something and in the intervening 12 hours, I'm responding to others!

Let me have a look and get back to you.

Sheesh!
Right...here goes.

And remember folks - I'm only diving back into the pensions thing, because Hypognosis has brought it up again!

I've got two pensions, one from my previous company and one from my current employers. When I retire, I will get a state pension on top of that.

The reduction you're talking about (to the state pension) typically affects those who have contracted out of the state second pensionbecause they were in a final salary scheme.

And final salary schemes are not that common any more.

So are you saying that those paying into private pensions which are not contracted out, also receive lower SERPs at the end of the day???
Seems just about everyone else also disagrees with you, sp.
How come you don't throw a hissy fit and stamp your Versace clad foot with them?
Regarding the second question:

So everyone would stand to lose all their premiums if their workplace becomes detestable and they feel the need to leave?

That would be dependent on the policy. But it's extremely unlikely. I think most people would stick it out at a workplace until they lined up another position.

In fact, this is the situation you would be in right now if you voluntarily left employment. You would not be able to claim JSA for six months.
Svejk

This is what I mean about you.

Why not contribute? Despite the fact that I disagree with others, and they disagree with me, they are putting up some very valid arguments to support their positions.

You however, are posting things that make you sound a bit...you know...like a moron. I'm 100% sure you aren't a moron, or a jerk or whatever, but when you wander into a debating hall, fart loudly, giggle, and walk off...well...
-- answer removed --
Hypognosis

Regarding child benefit - my point is this...if you can afford to have kids, have kids.

If you cannot afford to have kids, wait until you have the finances to look after them.

For hundreds of years, people have been having children without family tax credits or child benefits, and they got on fine without them.

What incentive is there for a young single mother to return to work if she knows that the state is going to provide for her family for the next 18 years?

What incentive is there for the young couple to work hard if they know they can claim child benefit, double housing benefits and double JSA if they don't live together?
divebuddy

Are you sure about that?

I looked up a few sources, and they all say the same as this site (ie. voluntarily unemployed = 26 weeks sanction):

http://www.urban75.com/Action/Jsa/jsa3.html
Listen all...I've found a lot of this extremely interesting...but I absolutely have to sign off now, because sunset in London is own exactly 25 minutes and I have to:

a) sweep the garden (because doing so after sunset looks weird)

b) Have dinner (because the last time I ate was at 09:00 this morning).

c) Watch the first episode of Game of Thrones (because apparently it's brilliant and I've never seen it).

But let's wrap this up neatly so that everyone can be happy:

"Foreign aid and investment is a minefield on which very few people can completely agree"

"My ideas for the overhaul of the benefits system puts me to the right of Normam Tebbit, but the left of Genghis Khan"
-- answer removed --
To answer your question sp, yes I did read the link. I see no point in joining in a thread when you haven’t read the links and posts.

And as for your comment regarding needing children to take care of elderly relatives in what you called developing, but I prefer to call backwards countries, (and I believe you are correct about that), then that vile, selfish, despicable and contemptible reason is another good justification to halt overseas aid, as all it does is perpetuate a viscous circle.

And yes, you can be work shy and afford luxuries in the UK, but I didn’t mention people in general, I mentioned the people who get flooded out in the UK, in response to your unempathetic views about them, but your sympathetic views to those in receipt of foreign aid.

You do like to try tagging more things on to your posts don’t you, sp. Is it because so many people were disagreeing with you you need to detract from that?
// as all it does is perpetuate a viscous circle. //
Viscous...... having a thick, sticky consistency between solid and liquid.

How very true. Not vicious at all.
For sp not you Bigbad. Great typo though:-)
signed and shared..... 5 of our own homeless people have died in last 5 weeks on the streets of belfast .

http://www.u.tv/News/2016/03/20/Tributes-paid-to-homeless-woman-who-died-in-Belfast-56067

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