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Can I have a rant please.......

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craft1948 | 21:33 Wed 21st Apr 2010 | ChatterBank
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Monday last week the neighbour (the lady) reversed into my car and damaged the front offside wing. Her husband tried to get me to let him have it fixed for me but I refused (I don't even know him) and I contacted my insurance company, who told me which garage to take it to.
His wife came across later, and apologised, I refused to speak to him anymore as he is an out and out bully. She didn't want it to go through their insurance (she gave me their insurers details though), and said if I had it fixed they would pay the bill themselves.
Got the car fixed today and it cost £368.00. Rang and told him and he has gone mad, and then the cheeky sod offered to go halves on it!!
He said I had no right to have taken the car where I did, and he should have been allowed to take it to a place of his choosing, and he is going to contest the claim.
I've never, in 34 years driving, been involved in an accident so he quite shook me up. Is he right or should I ignore him and let my insurers sort it out.
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"protect your insurance company at all costs"

No they are there to protect you, not you to protect them

and No insurance company will go down the knock for knock route if there are independent witnesses to an accident to prove that one party is fully liable.
You want to see her answer in 'Law'

The mind boggles....
time will tell......crafty let us know when you next get a quote.
and tech ummmm!
Knock for knock is only applicable if neither party can prove fault or its decided that neither party is to blame.
ummm its a 'take it or leave it' situ....what law Q are you referring to?
ha ha.....my little owl has scared you ;)
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Question Author
Well I'm going to wait and see, but trust my insurers. They've been on the ball with everything so far so I don't think I'll be penalised.
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Thanks doc I'll go by your past experiences. As I said before I've been driving for 34 years without an accident of any kind so am a bit in the dark regarding who does what etc.............
This one Tambo....Your advice is truly crap..

http://www.theanswerb...l/Question886769.html
Want me to have a word? ;0)
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Thanks China...........if I have problems I'll recruit you and Boo..........
I can have him legally castrated... Boo uses bricks though... Entirely your choice and I'm always happy to help....
Craft, if your anywhere near London, Portsmouth or along the M3/A3 let me know. I'll borrow one of the trucks from work, come round and 'accidentaly' reverse into his motor.

PS these are the trucks:
http://www.military-t.../leyland_daf_t244.jpg
Similar thing happened to a friend of mine craft who had his car damaged by someone sliding into his when the snow was on the ground this last winter.
His Insurance Company footed the Bill but were claiming it back from other persons Insurance Company. Stick to your guns craft as you are doing the right thing.
My brother got nailed recently by a crafty bit of insurance fraud.

He was in Asda shopping, when the car in the next bay hit his whilst driving out. My brother came out to find dents and scratches all the way along the side of his brand new Citreon. There was no note left, and there was no CCTV covering the car park. He phoned my Dad who advised that there was nothing else to do in Asda, so go home and report it to his insurers.
My brother arrived home to find a police officer waiting for him. The car that had damaged his had driven home, called the police and said that my brother was the one who caused the damage and he had driven off, thus leaving the scene of the accident.

My brother contacted his insurers staright away, and they said they would start investigating this as the other car involved was an old banger, whereas my bro's was shiny and new.
Anyway the investigation showed that the other car had two 'witnesses to the crash' (the wife of the driver, and a friend of the driver who happened to work for Asda and be out having a smoke in the carpark at the time of the accident) so my brother was told that any possible court case was not going to go in his favour. The insurers decided on an out of court settlement, although my brother managed to negotiate keeping his no claims.
Few months later and my brothers insures phoned back saying that further investigation had revealed that the other vehicle had been involved with at least 3 other incidents that were similar as well as two cases of being hit from behind. The vehicle had been seized by Police who found that the reversing lights had been disabled, and the mate who worked for Asda wasn't allowed to smoke in the car park in sight of customers. They're now awaiting prosecution. Let the good times roll
That type of Insurance scam was highlighted on a recent TV Programme the other week bobjugs and after investigation with CCTV Cameras etc the Culprits were arrested and charged with Fraud. Too right as well as innocent Motorists are getting caught up in this and sometimes pay dearly for it.

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