So It Happened

queenofmean | 16:21 Mon 01st Apr 2019 | ChatterBank

56 Answers

I had my first ‘bump’ yesterday. Wasn’t my fault apparently and I don’t see it as my fault, they hit me. Woman at the side of the road saw the whole thing. Kept asking if I was ok. All I could muster was tears and sorry I’m ok.

I’m ok, car is ok, albeit grey where she should be white.

Not something I’d like to experience again...EVER.

My Mother's Day Present(S)...

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spathiphyllum

How so?

spathiphyllum

https://www.citizensadvice.org.uk/consumer/insurance/insurance/types-of-insurance/vehicle-insurance/vehicle-insurance-if-the-accident-wasn-t-your-fault/

Spicerack

This thread could run and run if all the AB ladies report their bumps. (all caused by men, natch)

spathiphyllum

Or baldrics link could inform you that

"Will a Non-Fault Accident Affect My No Claims Bonus?
Following a non fault accident no claims bonus allowances will generally be lowered. Not as seriously as if you make an accident that is your fault claim car insurance firms will always levy much harsher penalties against your no claims bonus if he accident was your fault. It is important to note that following a non fault accident excess damages being paid by yourself out of your own pocket, will not prevent your no claims bonus from being damaged."

bhg481

Spath - from your own link

Your insurance company will need to know about the accident for their information, even if you don’t claim through them.

spathiphyllum

Ye i agree, let them know even if you don't want to claim, always the best way. There is always the option not to claim.

retrocop

Spicey
There is one on this thread that needs bumps felt and not female either. Eddie jnr agony aunt extrordinaire.

spathiphyllum

bit pervy but ok lol

Baldric

// This thread could run and run if all the AB ladies report their bumps. (all caused by men, natch) //

Aren't Ladies 'Bumps' always caused by Men? ;o)

spathiphyllum

if you wish to propagate a pumpkin seed it can sprout in many a wild location. They run like you wouldn't believe.

queenofmean

Question Author

Jeepers...I nip away and chaos ensues ROFL.

Details were exchanged.
It is nothing more than paint transfer. I know plenty about cars to be fair. OH has checked (was his old car) dad checked and even my neighbour have all had a look and are happy it’s nothing more serious.

I don’t plan on putting a claim in as I do not feel the need. Dad doesn’t see the need and he pays for it.

I can see everyone’s points but it’s my car it’s my insurance - you don’t need to be arguing over it. End of the day bumps happen. Nobody was hurt nobody argued it’s settled.

I love you all and have respect for you all but please cool your engines (sorry for the bad joke) Q x