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Fee To Use Credit Card

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tandh | 22:33 Sat 30th Jul 2016 | Shopping & Style
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if a company charges you a fee to use your credit card, do you get it back if you ask for a full refund on what you've brought?
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No.
If you buy in foreign currency and are charged a foreign transaction fee on the purchase (i.e. a currency conversion charge) then, yes, if the transaction is reversed by refund through the card you will also get the foreign transaction fee refunded - at least that is what my card provider does. In fact, a partial refund of the purchase price also results in a partial/proportionate refund of the foreign transaction fee.
I think that depends on why you want the refund. If its under your rights as a purchaser...so not as described, broken and so on they yes I would expect to receive back all that I had spent including charges. If its a return because it does not fit/just didn’t like and so on then I would not expect a transaction charge refund.
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thanks guys. I'm so shocked how much credit card company's make now. I thought they only made their money though their fees to the card holders, but that's only the tip of the iceberg isn't it
What company charged you?
Question Author
it was a car insurance company. long story short, my friend paid the fee as i put it on a card that rewards you when you spend on it. At the time we thought it was a good idea, but i think the rewards are gonna work out to be less than the charge. never mind, live and learn
some charge 2% and I then tend to use a debit card - - - but ....
you lose protection under the 1974 act - credit act thingey

and yes some unscrupulous companies make the credit card facility unexpectedly unusable so that you have to .... etc
Question Author
i know peter - i love dropping in the credit card protection act when i am in the middle of trying to get a refund if something is faulty. They soon change their tune when they know i can get a refund from them
i was only charged 0.5% which wasn't too bad

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