people will only go into debt if they are silly enough to be suckered into doing so.
Check the comments at school gates in December and January ''we're getting our three a £500 tv each'' and so on.
''We got our 3 a tv and a play station/games console each, we're better than you cos we spent £1000 on each of our little darlings''
In years to come, the same parents will complain that they never see their children or wonder why they have become anti-social.
(am not normally bah, humbug, but strewth!! I know it's not all parents as described above)