please can anyone help me to get my name off a joint mortgage as fast and cheap as possible? me and my partner have split up and my daughter and i are facing being homeless as the council wont help me unless my names off the mortgage. i have no interest in the property, nothing to gain from it my partner wont even let me in the house i have waited 3 months for him to help but he doesnt seem to be in a hurry im at my wits ends please help
The only way that the lender will remove your name from the mortgage is if your ex partner has the income to take the mortgage over on a sole basis. i.e can the amount borrowed be sustained with his salary alone (as per the lending criteria of the bank)! I have been in this situation and I'm afraid that this is not a quick process. You don't need a solicitor to arrange this but obviously your partner is stalling so you must speak to a solicitor asap! Good luck!