Why should ''you'' be forced to wear a seat belt in your car.
Give me a good reason why you should'nt wear a seat belt then, and how can you ''insist'' that your passengers wear a seat belt ?
What if they refuse then, will you still give them a lift, i suspect not as you rightly pointed out, its your responsibility
to make sure they are wearing seat belts.
Ps, what type of insurance would you think you would pay if you told your insurance company that you were refusing to wear your seatbelt, you would pay nothing because no insurance company would agree to this, therefore that would make you a driver with no insurance which in turn means no car tax, now whos at risk?????