I am 19 and have been driving for almost 3 years. I need weekend insurance for a friends car (as she has no license yet, and only recently inherited it). Considering my age and that the car is otherwise uninsured - is weekend insurance a possibility? Thanks.
ellarella Wed 30/04/08 08:54
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E car insurance www.ecarinsurance.co.uk do a pay as you go policy, not sure how it works but you could have a look
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for a start,its against the law to have a car uninsured,if it is on the road,even parked up,not being used.as for weekend insurance try norwich union.
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Who said it's on the road, Norm?
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Question Author
I would need to clarify it with her - but I simply mean that in insuring it for the weekend I wouldn't be double insuring it, which invalidates both policies I believe - I think that it is all above board.
Thanks for all the help
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I am not sure that it's against the law to have an uninsured car. Yes, you need to be insured to actually drive it on the road, but providing it is taxed if on a public road, then that's all that matters. Providing you stay parked, you and it can do no damage, the only problem with it being uninsured is that you suffer any loss for damage to it.
I say that because there was a time when my car wasn't driveable and I wasn't sure if I was getting rid or not. It still had tax, but at the same time the insurance expired, and I didn't bother renewing until I knew what was happening.
One other thing, again some years ago I had to attend a week's training course 50 miles away, and a colleague also went. I actually got him temp insured as a named driver so one could drive down, and the other drive back. There were no problems with this at all.
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Postdog - a car has to be insured and have a valid mot (if over three years old) to be parked on the public highway even if the engine has been taken out and it can't be driven
http://www.rjerrard.co.uk/law/cases/pumb.htm
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I was OK then Ethel - it was taxed and Mot;d, just not not movable as defined.
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Postdog - the law clearly states that immobilised or not, if a vehicle is on the public highway it must have insurance and a valid MoT as well as a tax disc
"A motor car parked on a road was being used on the road for the purposes of sections 47 and 143 of the Road Traffic Act 1988 even if it was totally immobilised and could only be moved by being dragged away, and, therefore, required both a valid MOT certificate and an insurance policy."
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