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How does property damage insurance payout work?

I have had severe water damage to my home. I have highered a pubvlic adjuster to help with my claim. I am a bit confused how the payout workd? In particular, how can I spend the money? I plan on...
00:50 Tue 23rd Sep 20081 answer, last by bednobs 10:59 Tue 23rd Sep 2008

Only 1 question