car Insurance

[hope19]

My car has broken ans can`t be mended..had renewed car Insurance last month will they allow me to cancel it,I pay monthly by direct debit.

[ummmm]

Yes.

I pay annually and it was the first thing I asked before I paid up. You will have to make sure it's SORN first.

[tonyav]

You may find that there will be a fee though.

[factor-fiction]

It depends on the terms. Hopefully a cancellation will be allowed but there may be a cancellation fee though they may take another payment first (or you may owe money if you cancel the DD) depending on how they work out the payments

[Psybbo]

You could arrange to keep your insurance active by arranging to pay a small amount each month, to be agreed with them. It's much cheaper than starting again when you get another car

[ummmm]

They didn't mention that to me but I was charged £15 to to change the car on my policy.

[hope19]

Thanks everyone very helpful.

[TWR]

How long will it take to repair the car? do not jump to cancel in case the car can be back on the road within a month.

[SpikeyBush]

Maybe just suspend the policy rather than cancel it.