Nursing Home Fees

[GGodsmark]

Further to reading the Daily Express today about a shortage of money in the NHS I know this subject has been mentioned many times before but there is a situation I know of where the father was living with his daughter and had to go into care. I understand the daughter owns half the house.
Her father had NHS funding.
The house they were in is worth about £1,500,000 and the daughter owned an equivalent value house with her husband who passed away which she sold.
She also drives around in expensive cars and she replaces them in less than 2 years.
If they lived in say a 2 up and 2 down house and the daughter had little money I would not object to the father's care being free but I certainly think the daughter should be paying in this case on the basis she will inheit the other half of the expensive house.

Godsmark

[GGodsmark]

Hi factor30

I take it you live in Sutton Coldfield, own a nice big house and have a BMW and a nice new Honda

Godsmark

[cazzz1975]

the real money is in harborne/edgbaston

[Tilly2]

Well, until NHS funding is means tested, that's just the way it is.

[EDDIE51]

This has been done to death on here .
A half share in a house with a sitting tenant who has the right to live there until death has an effective value of near zero. That is the only thing that can be taken into account. As I have already said the fathers finances are the ONLY thing that can be taken into . If we went with what you want GGodsmark the NHS would have to search the family tree of every one who needs a nursing home to find any relative with money to pay for treatment.
Your question seems to me as well to be based on pure jealousy. Like it or not it is the law.

[factor-fiction]

Not quite, GGodsmark. If you look at the posts of someone called Granger99 you may see I'm unemployed and walk everywhere. I considered moving to the Midlands but read somewhere that they don't welcome outsiders and won't accept London credit cards

[GGodsmark]

cazzz1975

I would not say the real money is in Harborne.
You can get a decent semi in Harborne for under £200,000.
Edgbaston has a lot of bigger houses occupied by doctors.
I live in Stratford upon Avon but not in the expensive houses by the river.
Sutton Coldfield is a nice area but I have never looked at the price of houses there.

[lcg]

to the op- does it matter what other people have and you don't? keep your nose in your own back yard and you'll be much happier.

[Barmaid]

Could you explain what your question is?

[EDDIE51]

It's not a question Barmaid it a rant at the fact that a daughter jointly owns a house with her father, and also has funds from another house sale.
The father gets full NHS funding for a care home but GGodmark thinks that is wrong and the daughter should pay for her dads care. I can only say that this post is based on pure jealousy.

[Granger99]

I do not think it is unfair the offspring keeps the house if they have been living in it and caring for a parent for a substantial period.
Often they have spent money on the property from the sale of their own house and on the parent.
The only unfair thing is if the deceased parent had not left their half to the offspring then the council could force a sale and possibly use all the proceeds for care fees including any money the son / daughter had spent on the house.
I supose it could be said that the offspring should only have the deceased parents half plus what he has spent on the property plus the value of care given but how many people keep records of this?.

[woofgang]

granger, the patient in this case has been assessed as needing NHS funded care which, like all other NHS services is free at the point of delivery (ie paid for out of tax and national insurance.) Therefore its NOTHING TO DO with Social Services and the council cannot force a sale as its not their money being spent.

[factor-fiction]

I hope all these answers helped. There was a good programme on Woman's Hour last week- I can find a link if you want