PIN, passwords, user IDs, codes etc etc do you have in your life at the moment....I counted 20 but there are more....passwords and secure codes for alarms, mobiles, work PC, home PC, email sever, outlook, bank codes, cash machine PINs, Ebay,, FB etc etc ....its never ending how is one expected to remember them all ??
A lot - and I can't remember all of them. In fact although they tell you not to write them down, I have a little notebook full of them on my shelf here which I can refer to when I need them. My credit card pin number is a complete mystery - so I only use the card on line or when you don't need the pin, which is more often than you might think. Sometimes I think - no wonder there is so much fraud, it is so easy because it is so complicated, if that makes sense.
Ive done online banking for years now...and never once had a problem with it...its really handy and easy to keep track of your money, savings, pay bills etc...
I console myself with the thought that no-one but me comes up here boxy and also who would want to delve into a little old lady's affairs. Having said that there was someone using my debit card some time ago without my knowledge and it was only because Amazon picked up on the differences that I found out. So well done Amazon!!