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Hello hod-carrier, yes, you are quite right, existing holdings can be rolled-over on maturity but no new applications will be accepted. I suggested to the lady I spoke to that maybe the powers that be could make this clear on their website as I'm sure that my wait of twenty minutes or so for them to answer was taken up by at least ten minutes of people wanting the same information that I was asking about; she said she would pass it along the line but I wouldn't hold your breath! Thanks for the telephone number, Vimto.