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Backpacker insurance suitable for my trip?

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LoveryJ | 11:49 Thu 02nd Aug 2007 | Travel
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I'll be going to Hong Kong for 4 days before onward to Japan for 11-12 months on a student visa to study there. Would a backpacker insurance be suitable in covering me for this trip as this is the cheapest insurance I have found so far. Thanks.
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If you are considering attending dangerous sport activities, it might be wise to get a slightly more expensive insurance.
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I won't be partaking in any dangerous activities. I just want the most basic insurance cover.
If I had my choice I wouldn't bother with insurance but only because my university states it as cumpulsory.

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