A Nice Little Earner For Gness?

[sunny-dave]

My car insewerance is up for renewal - at present I'm the only driver on the policy (the chance of anyone else getting their sweaty paws on my S5 is minimal, or less).

Last year my policy was £260, the best quote so far this year (from a multitude of sites), despite no change from last year and my impeccably clean licence, is an eye-watering £472 - ouch ouch ouch.

I'm off to Ireland with the bird watchers later in the summer & it has been suggested that we all make sure that there is a 'spare' driver on our insurance in case of illness or other (ahem) 'incapacity'.

So I tried putting my mate J on the policy (sane, English ,male, elderly, clean licence) - premium would now be £492 - much as expected.

Out of idle curiosity I tried adding our friend gness to the policy (daft, Irish, female, 'of a certain age', clean licence) - the premium quoted promptly ... DROPPED ... to a quite affordable £313.

I have suggested to gness that she now hawk herself around to all male friends as a 'named driver' for a 50% split of any premium reduction.

Seriously though - how on earth does this work??

[pixie374]

I haven't found it worthwhile insuring pets for a long time now. Especially horses- anything they might actually need is automatically not covered.

[gness]

Thanks, Ducksie......all fit so far......not saying that will be the same at the end of the trip...... `;-)

I'd have wanted a whole cattery of cats insured for that, Wolf.....x

[ducksie]

I'm glad you are gness ;) was a good idea if ye could have used it