Do you insure your mobile? I have an iphone and took out the insurance in store when I bought it, but wonder if its really necessary. If so should I renew or shop around this time?
mine has never been insured separately. I have got it insured with my car insurance which covers my handbag and its contents and with my home insurance as part of home contents.
Both my son and I have ours insured. He has had two screens replaced and if I remember correctly even a
replacement phone. I have never had to
Claim. But
You know what happens, the day we stop something will happen. It depends on how you treat it I suppose.
I have never insured my phones. I do use a very protective case and I've had one phone stop working after 20 months and another after 14 months. Both times Amazon refunded me in full within days.
I suppose I could claim on my house insurance if it was lost or stolen but I wouldn't bother - my excess is too high and I don't want the premiums to increase because of a claim.
Mine cost next to nothing when I took out the contract but I insured it, concerned that if I lose or break it, I'd be duty bound to honour the rest of the contract. Also anxious that anyone finding it could potentially run up an enormous bill.