In the absence of any other replies, I'll offer an opinion.
I've never been to the Maldives but in every other country I've been to it has always been possible to bypass the 'tour-operator preferred' service and find the means by which the local people travel. In Mexico, for example, it means normal service bus. The buses deliver all the workers in the hotels to their places of work and the cost of using them is peanuts. OK, so the service bus doesn't drive up the plush boulevard to the hotel - it drops the workers at the front gate. But that is the method I would try to exploit. The hotel workers in the Maldives must cross by boats somehow.



