seven adults two children and one baby,paid for filghts to vancouver using mastero debit card,do we have any chance of getting our money back.
robert7700 Wed 03/09/08 11:29
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There is no protection with a debit card - only a credit card. I always recommend friends to pay for large items with a credit card - even if they have cash in the bank. I hope it works out for you but I don't think the bank will reimburse you.
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Further....check this out:
www.financial-ombudsman.org.uk/publications/ombudsman-new s/31/creditcards-31.htm
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Unfortunately, unless you purchased your flight tickets as part of a holiday package, there's little (if any) chance of getting your money back.
The best you can do is to see if BA's offer of discounted fares, for those affected by Zoom's failure, will help you. That's based on reading this:
http://www.flyzoom.com/
Chris
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If you have travel insurance, check it just in case you have cover against airline failure (not likely, but possible)
If you'd paid by credit card, you'd have been entitled to your money back, - this looks to have been a hard way to learn this particular lesson.
Even if you can't recoup your money from a credit card company (which you can't, seeing as you paid by debit card) Zoom still owes you the money back, which means that you can register with the administrators as creditors.
Unfortunately, once the administrators have taken their fees, the tax man has taken everything he's owed, the "secured" creditors have taken the secured debt back, there isn't likely going to be much left in the pot for you.
There's a chance that you'll get a small percentage of your money back through this route, and this is of course better than nothing. I'm sorry that I don't have better news.
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