I have been paying into a company pension for 12 yrs. I am 50 yrs old. I have the chance of a job with another firm paying 8K more but no pension. Any thoughts.
What pension are you currently paying? Does your current company match your contributions? You will be able to set up an independent pension if you want when you move jobs. I thought your company had to offer you a scheme though? Anyone know about this?
A company has to offer a scheme but it doesn't have to pay anything into it - just offer to deduct your contributions from salary and pay them to its chosen commercial provider who do everything else.
You are earning enough more to make a personal pension a reasonable option.