.......and never has been. Not for the likes of you and me. The economic crisis has only been hard on financiers and bankers. The rest of us great unwashed will bail them out because we've got loads of money. Mobile phones, family car, large screen tv, computers, foreign holidays, home owners. Donating record amounts to charities and emergency relief. Govt officials look at all this and wonder what people are carping about. You've got pots of money. Admit it!