Insurance

Car Insurance - I bought another house recently about few streets

away from where I had lived about 10 years. I still own the previous house but have since let out. If I change address on my car insurance then it will cost me £75 extra only due to different post code although as I said I am hardly 600 yards away from old address. Because I still own that house, so would there be any problem if I leave same address on the insurance policy?

Thanks.

keyplus90 Tue 20/05/08 15:35

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gouldc
Tue 20/05/08
16:18

Technically yes, but it will depend on how you reply to my answer.

If you are going to keep the car at your old address (say for exmaple you don't have a drive or garage at your new address, but you do at the old one), then you can declare that your car is kept there overnight.

If you have no intention of keeping the car at the old address, but at the new address, then I would advise changing your risk address with the insurance.

I understand where you're coming from though - mine went up a stupid amount when moving a few streets away, and I know full well that the level of crime in both areas is the same, but it's all based on the statistics our pricing department are supplied with.

The problem you would face if you kept the car at the new address, but said it was at the old one is if it is stolen or set on fire - your insurers could potentially void your policy for providing false information as to the overnight location of your vehicle!

keyplus90
Tue 20/05/08
17:19

Question Author

Thanks Gouldc- Yes I would keep the car at my new address over night. So I recon its better changing it. Thanks again.

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