ChatterBank5 mins ago
Ppi
4 Answers
Can I simply go to my bank and ask them to tell me if I had PPI on any product I've had in the past ,with them ? eg Mortgage etc
Or do I have to provide them with the dates that I had the product ?
Or do I have to provide them with the dates that I had the product ?
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Cut and pasted from Moneysaving expert, remember deadline is 29th August for claims.
....... The first is to ask your lender whether you had PPI. Some lenders have online forms which require basic information about yourself and when approximately you had your loan or credit product. Once you have an answer (which should arrive within 40 days) you will need to decide whether you want to proceed and, if you do, then submit an actual complaint.
Alternatively, if this service to check for PPI isn't available, you can ask the lender for the original paperwork and T&Cs from your product. Even if your account is now closed, you can ask for the paperwork via the lender's 'subject access request' form.
If your loan was active in the last six years, it's easy as the bank must have all of your information under the 'statute of limitations'.
If it ended more than six years ago, while it may be harder for the lender to provide the information required, do still request the details from your lender as the Financial Conduct Authority says it should assist with any PPI enquiries.
....... The first is to ask your lender whether you had PPI. Some lenders have online forms which require basic information about yourself and when approximately you had your loan or credit product. Once you have an answer (which should arrive within 40 days) you will need to decide whether you want to proceed and, if you do, then submit an actual complaint.
Alternatively, if this service to check for PPI isn't available, you can ask the lender for the original paperwork and T&Cs from your product. Even if your account is now closed, you can ask for the paperwork via the lender's 'subject access request' form.
If your loan was active in the last six years, it's easy as the bank must have all of your information under the 'statute of limitations'.
If it ended more than six years ago, while it may be harder for the lender to provide the information required, do still request the details from your lender as the Financial Conduct Authority says it should assist with any PPI enquiries.
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