Bank some money up

[suna]

I made a card payment to a company the next day I told my bank that i lost my bank card and they cancelled it. The company said their have been paid. The company have not taken any funds in a week. The bank tell me there is no pending payments. And the money is still in my account. What happens now?

[ojread2]

you receive your goods?

[wildwood]

When you get your new card tell the bank to check if in fact the payment has been made, and if not make a new payment. It is best not to try to pull a swifty as it will eventually come back to bite you in the bum.

[rccatnap]

No doubt when you reported your card lost, the bank asked you what was the last authorised payment made on it. If you stated that the transaction to which you are referring to was legitimate then the bank should honour it.
However, if the company delays asking for the money, they would most likely be refused and then they will contact you again for payment. Just wait and see what happens. Contact the company again in a week, or at least until you've got your new card and if the money still hasn't left your account it will be fine to use the new card to do so. As ojread asked, have you received your goods? Also take wildwood's advice and make sure the company gets the money for goods provided, but do it in a timely manner.

[cathfromsaron]

under distance selling regs you have 7 days 'cooling off' anyway, so you needn't have gone through with this!