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I haven't heard about any age limitations on Paysafecards but I'd better ask in the shop when buying it, they will know better.
There is a Store locator on Paysafecard's official homepage, so you can find the nearest retailer there.
Paysafecard is very simple. You get a 16-digit code and a pin code. Don't let someone steal it from you! :) You have to choose Paysafecard on the payment options list and enter the digits and purchase your game or game coins and other in-game items. It's very easy and you don't have to use your friend's credit card anymore. My son always uses it.
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