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Has anybody ever been overpaid a widows occupational pension.

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Marsom | 10:01 Sun 05th Feb 2012 | ChatterBank
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My husband passed away when he was 52 and according to the terms of the contract I will get a widows pension when he would have been 60.
The figures came through about the time I expected them.

The problems were:

They wanted to pay the pension when from me being 60. I am 2 months younger than him.

They forgot to include his AVC payments.

They missed off nearly 6 years of his service.

I telephoned the trustees and the first question they asked was how I knew this information.

The answer was we met when we were 12 so I know his exact length of service and I had all his letters in the house and offered to scan them to the e mail address on the letter.

They said they would investigate the matter and will ask me to scan the letters if necessary.

Three days later I received another letter with the correct figures and start payment date.

If I had not noticed I would have been underpaid by £1,050 per year and also lost 2 months widows pension.

His employer was a major bank.
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You haven't been overpaid, but would have been underpaid if you hadn't kept all your late husbands letters etc
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I should have said received a letter from a trustee / employer proposing to pay more occupational pension than the amount the pensioner or widow is entitled to.
I doubt there would be many in that category, Marsom. I have only known pensions to be worked out scrupulously before confirmation. It is quite shameful that you could have been short-changed at all, let alone twice over. Your situation proves the need to keep meticulous records and check carefully what is offered, apart from being prepared to challenge. Well done.

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