Business & Finance

Debit Card

What exactly is the issue number for?

4getmenot Wed 23/04/08 11:34

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spudqueen
Wed 23/04/08
19:44

To say how many debit cards you have had on that account. Number 1 would be the first card etc. I think it's just a way of keeping a tally. My fancard at Anfield has the same thing. I'm still on number 1 yet one of my friends is on issue 3 due to her card not turning up, so the replacement was issue 2. She then became a pensioner so she is now on issue 3.

chazza
Mon 28/04/08
11:51

That's what I was told too spudqueen, but my issue numbers have always been 0.
Any idea what this means?

lollyangeley
Thurs 01/05/08
00:56

Hi guys, not all banks use the issue numbers any more and so those who don't need it have replaced them with 0 and those that do carry on changing them .... so you are both right.

Now that the cards have chips in them the bank can tell as soon as they are swiped which card it is, but back when it was just the magnetic strip the issue number was required.

this helped if you lost the card, a new card would be issued and could be used straight away as the issue number had to be typed in when you used it in a store (so that they would not decline the wrong card). Some banks chose to delay the new card being released by a few days instead ( hence no number any more) as cards that are stolen only tend to be used for the first 48 hrs after that the majority are discarded. Some banks such as the Halifax still use the issue number as they find it helps clients remember which card is the right one to use!!!!

chazza
Thurs 01/05/08
10:20

Ah that makes more sense, as the new card which i've just been issued with does not have an issue number at all!

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