One of my sons lost his wallet on Thursday (left on the roof of his car). When he rang his Building Society to cancel his debit card, they told him that somebody had already cancelled it for him and had found his wallet and left their phone number. Unfortunately the number was one digit missing so he can't trace this person.
My question is, if you found a wallet would you think to cancel the owners debit card ?
His driving licence and name/address and phone number was in the wallet, but so far nobody has contacted him.
I find it highly unlikely that a building society/bank would cancel a debit card on the instructions of someone else, I might be completely wrong. Seems fishy to me though.
I just find it strange that this person has not contacted him via letter to get his wallet back to him if they went to the trouble of cancelling his debit card.
how does a stranger cancel someone's cards, surely you have to give quite a lot of your personal details before the person at the bank would accept the data.
I found a barclays debit card once in the road once. It was near some parked cars. I picked it up and took it straight to the bank. The assistant thanked me very much for bringing it in, but never said she would have to cancel it.
If the wallet was handed in to a bank branch the bank would put a temp suspension on the card until the bank account holder came to collect the wallet.
I think that's extremely odd, also that the finder took it to the bank rather than either handing it in to the police (which would be my first port of call in trying to find it), or take it round to your son. I wouldn't expect a third party to be able to cancel a card - why would they?
Oh used to work for Yorkshire Bank (5 years) as a counter assistant, he says it was not uncommon for cards or wallets/purses to be handed in at the counter, cards especially if they had been left in the ATM slot outside the branch.
I found a wallet on a train in Birmingham a few years back. There was no clue to the owner's contact detail in it, but I managed to contact him by calling a number on a business card in the wallet and asking if they knew the wallet owner. they did, and I asked them to contact him and ask him to call me. I met him some hours later; he was grateful not to have to go through the palaver of cancelling his cards.
I would hand a wallet in at the bank if it was closer than the police station. I wouldn't walk all the way to the police station when the bank could be 5 minutes away.