Friend of mine was asking questions about PPI claims as ive just had a good payout. He's had credit cards, loans etc etc but fell into debt and had to go through a debt management plan.
He was wondering if he's still legible to put in a claim for mis sold insurances....if there are any, even if they just reduce the amount of debt on the loans.
If he has made a claim on the insurance then he might be on a sticky wicket if he says it was missold. As factor says it depends a lot on if he kept the premiums going
It's worth a try but my bet is that if he doesn't know that he has got it- has he tried looking at his paper work? - he probably hasn't. Did he fall behind with his payments due to accident sickness or unmployment if so why didn't he claim?