payday loans from Herbert Brown

[dylan1959]

does any1 know if they do credit checks on these types of loans tia

[Buenchico]

Not as such, but you do need proof of income and a debit card:
http://www.herbertbro...k/Payday-Anyway-Loans
(Try not to look too carefully at that APR!)

Chris

[ubasses]

Avoid any type of payday loan if at all possible the interest rates are extortionate.

[pretty_snowdrop]

They do credit checks on all loans, they need to work out what the risk is and work out the interest accordingly. Avoid them like the plague, if your financial situation is such they you are tempted to use one, either contact your bank and explain your situation or speak to the CAB.

[CheekyChops]

Well if they do then you definately don't need a squeaky clean one cus I've had one in the past any my credit is rubbish and would fail any other check.

And just to add that I only had it to get £50 cashback off quidco, not because I needed one. Even after the interest I was £30 up.

[hc4361]

The interest rates are extortionate if calculated by APR but they are only intended to be very short term loans (days) of small amounts of money for people who cannot get credit any other way,

[tonywiltshire]

They often do not complete a full credit check as there is not time, they will expect you to prove your income, mind the APR.