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Personal Finance

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malagabob
Was told about a 12 month savings offer that sounds good but have a query .Details as follows. Pay in up to £200 per month, 5% AER gross interest. Interest payments made on or after April 6 will be...
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Ric.ror
Is it possible for me to open one or is it only the patents that are able to
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Kathyan
We've just received our council tax bill for this year and it's gone up by 3.6%. I thought that the council had to hold a referendum if they wanted to raise it by more than 2% or has this changed?
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BJS
I have been informed that my claim has been rejected due to the claim time had been exceeded. The PPI was taken out in 1995. Is there a time limit as had enclosed with my claim the original statement...
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Tilly2
I have just had a phone call from a relative and we got around to talking about Premium Bonds. She said that she'd 'seen it in the paper(I didn't ask which paper!) and cut it out' , an article which...
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Maydup
Mortgage Protection Insurance with the specified company, was a condition of our mortage, some years ago. Was that PPI?...
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knitnat
This is only out of curiosity, not something I am contemplating, hence why I have asked here and not taken financial advice. Can you take 25% of your pension early tax free or is it the first 25% of...
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midagetrolop
We have just found out that our local bank is closing in April. Where we live is pretty rural and we would have to travel someway to get to another branch of our bank. So we are thinking of internet...
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weecalf
Is current accounts bank accounts taken into account if you will excuse the pun when you get the pension or if any top up like pension credit is dependant on savings...
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Tilly2
When he was fit and able my Dad went to Nat West and made his Will with them. I am the sole beneficiary and have a copy of the Will. The bank have the original and keep it in their archives. I also...
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DSJ
I do not like the concept of contactless cards, either credit cards or any other. I decided to ask M B N A for my credit card to be changed to a non-contactless one. My request was declined. Does...
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san070160
Some time ago, I received a letter from the Inland Revenue claiming that I owed £65 due to an underpayment. However, I only work part time and haven't earned enough to pay tax for years now. I...
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lankeela
I've just finished paying off the morgage on my haIf of a shared ownership house. The counciI wiII do no work or repairs on it and I cannot afford to do any - needs doubIe gIazing, heating and some...
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Maggoty
hi there. I had an amount of £44,600 owing on a mortgage. As the mortgage was over three years old and not liable to an early repayment penalty I decided to pay it off. However, in my ignorance I...
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bluemoon1
Is there a way of finding out how much has been paid by an individual in any given year. I know it is shown on wage slips etc, but suppose someone was out of work for a year and claiming NI only...
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EDDIE51
I am due to get my state pension next week at age 65 (straight100% male) Someone in the pub suggested I could have got it 5 years earlier ifI had a sex change! It was only a joke but is it true? Also...
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Jennykenny
My husband held £40,000 worth of Premium Bonds. When he died I was allowed to leave them in the 'draws' for a year, (previously he won at least 1 X £25.00 a month and often more). Now that they have...
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FlickStar
Hi wondered if anyone else had ever had a genuine dispute and been succesful? To keep it short and sweet, I was on maternity leave for 1 year and my husband unfortunately lost his job. From May 2014 -...
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bond
I have a mortgage. I also have funds in the bank to pay it off (but i won't for now due to other reasons). If I die tomorrow, and my will says beneficiary X should use the funds to pay the mortgage...
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Canary42
.... on UK personal expenditure. For example "The most well off spend more per week on wine at £8.70 than the poorest spend on their water bills, at £6.90 per week." The rich-poor gap so beloved by...

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