How are Pearls formed?

[Ian King]

I know they are formed in Clams or Oysters but how?

[Clanad]

Pearls are the result of a biological process -- the oyster's way of protecting itself from foreign substances. 
Most pearls are produced by oysters in both freshwater and saltwater environments.
Oysters are bivalves, which means that its shell is made of two parts, or valves. The shell's valves are held together by an elastic ligament. This ligament is positioned where the valves come together, and usually keeps the valves open so the oyster can eat. 

As the oyster grows in size, its shell must also grow. The mantle is an organ that produces the oyster's shell, using minerals from the oyster's food. The material created by the mantle is called nacre. Nacre lines the inside of the shell.

The formation of a natural pearl begins when a foreign substance slips into the oyster between the mantle and the shell, which irritates the mantle. It's kind of like the oyster getting a splinter. The oyster's natural reaction is to cover up that irritant to protect itself. The mantle covers the irritant with layers of the same nacre substance that is used to create the shell. This eventually forms a pearl. 

Most pearls that we see in jewelry stores are nicely rounded objects, which are the most valuable ones. Not all pearls turn out so well. Some pearls form in an uneven shape -- these are called baroque pearls. Pearls, as you've probably noticed, come in a variety of various colors, including white, black, gray, red, blue and green. Most pearls can be found all over the world, but black pearls are indigenous to the South Pacific.