"Does that mean you view the life around you and universe as a whole, as a purposeless, meaningless accident?".
No. I, for one, am totally convinced that there is a purpose. Unfortunately I don't have the slightest clue what that purpose may be. So I need a bit of help, Khandro: where am I to find the "meaning of life"? Got any suggestions? I know you're pretty well informed in these things.
I am ready to consider any theories you suggest which have a modicum (not being too demanding, am I?) of logical and ethical plausibility. So that excludes all those theories which entail the belief in a "supreme" being who (for example): demands blood sacrifice; or who has decided that just one of all the human tribes has a special place in his affection; or who demands uncritical acceptance of (what to many of his "creatures" will seem) unprovable, even demonstrably absurd assertions, and is offended by those who cannot comply; or who endorses slavery; or who employs human scribes to authorise the sexual exploitation of young girls; or who cares about how and with whom adult humans should have sexual congress; or whether it is proper that a girl should wear a mini-skirt rather than be dressed in a sack; or who asserts that eating a bacon sandwich is a sin, but eating a lamb chop is not; or whose concept of justice is that the punishment for transgression is painful and eternal.
Now, that's got rid of all the vile superstitions (sorry, more refined minds than mine prefer to call them "great religions", don't they?) deriving from the Abrahamic tradition which have poisoned and continue to poison human society.
What are we left with then? Ball's in you court.