Many of us have the joy of owning one or more pets. They can be integral to family life and almost become like another child. So when something goes wrong and the beloved animal is ill or involved in an accident then it can be devastating. No-one wants to envisage their canine companion or feline friend needing medical treatment, but pet insurance could be one way of taking the strain out of such a situation.
Many policies can cover the cost of medical bills for operations of all severities, which could be important if they run into hundreds or thousands of pounds. Typically policies can be had for a few pounds per week which may stretch many household budgets but in the long run the cost could be a huge saving if there is a need for a claim.
Some insurance policies may also cover those who wish to neuter their animal to avoid unwanted additions to their furry family or for pets that need regular immunisations or injections.
Outside of the health arena, pet insurance can also cover situations where an animal goes missing. Some firms will offer money towards advertising the disappearance.
Accidental damage caused by an animal can also be covered in a policy. It can be expensive if your cat or dog has fouled the neighbour’s garden and killed some prized plants. Cover may also be provided for the knock-on effect of a holiday cancellation. You may be able to claim all or part of your kennel fees if your holiday is suddenly cancelled or an emergency prevents you from travelling.
It should be noted, however, that some polices will stop paying out after a certain level of cost has been reached, so it can be important to check the small print before committing to a contract.
As with all insurance purchases it is vitally important to do plenty of research and check all the paperwork before you commit to any particular company or policy.
If you would like to find out more about pet insurance why not ask AnswerBank Insurance.