The AnswerBank Articles

Is the Credit Crunch Causing a Car Insurance Crisis

The ongoing credit crunch crisis has meant that many people in the UK are cutting back on their spending resulting in a reduced number of people taking out car insurance. Also the AA have released insurance figures stating that car insurance quotes have risen by 3.5% , which has been the fastest reported rise in car in...16:37 Mon 24th May 2010

Get the Best Car Insurance Online

More than half of us have purchased online car insurance in recent years, an unsurprising trend considering the competitive nature of the internet. In a recent online survey 44% of people revealed they would actively shop around the internet for the best car insurance deal. Compare car insurance deals: The price war ...16:37 Mon 24th May 2010

Homeowners Face More Flood Misery

Homeowners are facing more traumatic winter floods and steep home insurance premiums if the government doesn't live up to its pledge on flood defences, home insurance companies have warned. Local flood defence should be boosted by £300 million a year just to keep track with global warning, a home insurance repor...16:36 Mon 24th May 2010

Motor Insurance Companies Launch 'Pay As You Go' Insurance

Motor insurance provision could be in for a major shakeup as motor insurance companies pilot 'black box' recording and tracking devices fitted to cars. The system would make possible 'pay as you go' motor insurance, already popular in the US for those who use their cars less often. This could be a big help for those o...16:36 Mon 24th May 2010

One In Five Drivers Admits To Lacking Insurance

A fifth of all UK road users own up to having driven without adequate motor insurance, a survey has revealed. An extraordinary three per cent of drivers confessed that they regularly took the road without car insurance cover, and a further 14.3 per cent said they did "occasionally." Figures gathered by the ...16:36 Mon 24th May 2010

Fifty Per Cent Of Drivers Admit They Are 'Road Runners'

Fifty per cent of all motorists say that if they struck an unattended vehicle they would drive off without leaving their motor insurance details – if they believed they could get away with it. However, 50 per cent of all drivers told researchers that they had already been victims of what motor insurance firms ca...16:36 Mon 24th May 2010

UK Drivers Paying Millions For Overstuffed Garages

UK drivers are paying hundreds of millions of pounds more than they need to on their motor insurance premiums because they can't be bothered to clean out their garages. Regularly parking your car on the street can be an expensive habit, both in terms of the damage that can be caused and in increased motor insurance pre...16:36 Mon 24th May 2010

Motor Insurance Policies More Expensive For Older Women

Motor insurance companies are traditionally keen on young, female drivers. They are traditionally less keen on young male drivers however, a fact reflected in policy prices. Altogether sensible, you would say – young female drivers are both less likely to drive pocket rocket hatchbacks, and less likely to leave t...16:36 Mon 24th May 2010

Annual Car Costs Double In Ten Years

The average car now costs more than twice as much to run as it did ten years ago, says new motor insurance company research. With increases in fuel, motor insurance, servicing, taxes and fines, costs have now risen to an average £2,053 a year. However, motor insurance providers have said there are easy way to c...16:36 Mon 24th May 2010

Top Tips To Save On Motor Insurance

With nearly all the associated costs of driving a car rising, just keeping the tank full and the tax and motor insurance covered can seem like a full time job. It doesn't have to be this way, however, and with a few deft manoeuvres you may be able to reduce your motor insurance premiums by £100s every year. For...16:36 Mon 24th May 2010

Women Better Drivers, Say Scientists

Researchers at a leading UK University have reignited a conflict almost as old as the petrol engine itself – the endless battle of the sexes about who are the better drivers. The research team has claimed that the female hormone oestrogen could give women the edge in abilities such as safe driving. Tests they c...16:36 Mon 24th May 2010

Drivers' Nightmares Revealed

Most of the factors most feared by UK drivers are preventable with a little care, reveals a new survey. Brake failure, falling asleep at the wheel, carjacking and tyre blowouts were found to cause the most anxiety among drivers, the study by a leading tyre manufacturer revealed. But along with the common sense step o...16:36 Mon 24th May 2010

Fuel Goes Green

Five per cent of all vehicle fuel sold in the UK will be grown rather than drilled within the next five years, the government announced recently. And as well as leaving you with a warm and virtuous glow, the literally green fuels of the future will be as effective at cutting down your running costs as finding the best...16:36 Mon 24th May 2010

Giving Speeders The Hump

Currently speed humps are the cause of much debate. Driving over speed humps may damage your vehicle and cause discomfort in your passengers. They can also cause higher emissions due to more inefficient driving. Around 1,000 new 'robo-humps' which automatically retract for drivers travelling within the speed limit are...16:36 Mon 24th May 2010

Saying Sorry Could Save Money

As your grandmother will no doubt have told you, manners are free. But a reluctance to say sorry could be costing UK drivers up to £28 million a year in excessive motor insurance claims. Nearly 90 per cent of drivers say that their natural impulse following an accident is to apologise. But as many as a fifth of ...16:36 Mon 24th May 2010

Fleets Not So Safe

A large number of company fleet operators do not bother to carry out even the most basic safety checks on employees who drive for work says a recent survey. More than a quarter of fleet operators do not check that their drivers have correct motor insurance, and 40 per cent were unaware of whether or not their employee...16:36 Mon 24th May 2010

Crash Courses For Learner Drivers

Learner drivers are to be given special 'crash courses' to increase their chances of surviving accidents, the Driving Standards Agency (DSA) has said. The move follows warnings from motor insurance companies and safety experts that driving techniques need to be overhauled to cope with the UK's overcrowded roads. Moto...16:36 Mon 24th May 2010

Belfast Safest City For Drivers

Along with beautiful scenery and convivial residents it seems that Ireland has some of the safest roads in Britain as well. Recent motor insurance research has shown that Belfast is the safest place to drive in the UK. Belfast city residents are 45 per cent less likely to make a motor insurance claim than drivers in t...16:36 Mon 24th May 2010

UK Motorways Apparently Most Congested In EU

Recent research by the Road Users Alliance (RUA) has found that motorways in the UK are the most jammed in Europe. UK roads carry over 93 per cent of all passenger travel, but take up less than one per cent of the UK's land mass, claims the RUA. The road network, particularly the motorway system, is in desperate need ...16:36 Mon 24th May 2010

More And Smarter Cameras On The Roads

Roads in the UK could soon be dotted with hundreds of roadside spy cameras cracking down on stolen vehicles and those without motor insurance. Automatic number plate recognition (ANPR) cameras would be positioned at strategic locations such as interchanges, petrol stations and town centres as well as motorways, sugges...16:36 Mon 24th May 2010