The AnswerBank Articles

Overview Of Capital Gains Tax.

Capital gains tax (CGT) is payable on certain items which have increased in value since they came into a person's possession. Not all countries implement CGT and of those that do most have different rates of taxation for individuals and corporations. Individuals who are residents or ordinarily residents in the UK are ...16:36 Mon 24th May 2010

Protect Your Mortgage As Well As Yourself

Many of us who own our own home and have a mortgage will have a mortgage protection policy. Usually our mortgage provider has asked us to take out a policy with them but we are not always sure of the reason why. It could be vital to your financial well being as well as peace of mind to take out this sort of cover in th...16:36 Mon 24th May 2010

When might a payday loan be useful

We have all been there. After a particularly expensive month; perhaps there were a few family birthdays, a holiday or Christmas, we have run out of money earlier than expected and payday seems a long way off. Most of us will somehow scrape through until the money comes through but for some people the money needs to com...16:36 Mon 24th May 2010

The Stock Market In Brief

How many of us have heard of the stock market but are not actually sure what goes on there We may often see the figures on the news each day. Sometimes they are up and sometimes they are down. The stock market is very important to the global economy, but some may not understand its ins and outs. A traditional meaning...16:36 Mon 24th May 2010

Getting Your First Home

Although many children are now staying at home longer and longer, often throughout university and well into their first job eventually they do leave. However, as many of us have heard in the news first time buyers are finding it increasingly difficult to qualify for a mortgage and many have little or no deposit. Gettin...16:36 Mon 24th May 2010

What Is An IVA

In the current financial climate many of us are feeling the pinch and increasingly finding that our outgoings are more than our incomings. However, for some people the situation is much more desperate and they have built up large debts which they now find they cannot repay. Some of this will be credit cards where the c...16:36 Mon 24th May 2010

How does saving with bonds work

Most of us go through life with little or no savings. Perhaps we manage to scrap together a couple of thousand from our monthly wages over a period of a few years, which will be enough to help the children get their first car or go to university. Some people, however, are lucky enough to come into a larger sum of money...16:36 Mon 24th May 2010

UK 'offers lowest pay rises in the world'

The UK offers the lowest pay rises on offer anywhere in the world, a new research has revealed. According to global management consulting firm the Hay Group, these paltry pay increases may get even worse as the recession hits the UK, taking a toll on businesses' profitability. Poor pay packets could lead UK employees...16:36 Mon 24th May 2010

Consumers Can Save On Water Bills By Shopping Around

While water bills don’t attract anywhere near the attention given to gas and electricity, the question of who should foot the bills for improving the nation's infrastructure has once again been brought into question. Recently, the industry regulator Ofwat revealed that the ongoing need for investment will mean t...16:36 Mon 24th May 2010

Current account "compensation needs to be clearer"

The rules outlining the compensation that current account savers will be given in the event of a crisis at their bank need to be clearer, one expert has said. Consumer watchdog Which made the claim, elaborating that there needs to more understanding about how savers' deposits are protected when their bank goes bankru...16:36 Mon 24th May 2010

Advantage Loans

This Article is provided by BBC Watchdog (The AnswerBank is not affiliated with BBC Watchdog) Advantage Loans 23rd November 2004 Advantage Loans is based in Bournemouth. According to an Advantage Loan19:02 Thu 25th Nov 2004