Was It Another Scam ?

[weecalf]

About 3 years I filled in a form requesting if I was entitled to A Payment protection insurance repayment don’t know where I sent it but never heard one way or another ,but was wondering if it was possible to check if any was paid out to me and I never received it .Dont need the money but it would be interesting as every second advert was about getting payment from it a year or so ago .

[bobbinwales]

Yes filled in a few myself but never got anything (didnt really expect to) but am pretty sure they came back and told me

[Bobbisox1]

Not if you don't know where you sent it to

[johnny.5]

if you don't need the money please may I have it ?

[Bobbisox1]

I got £5,600 back as we had this insurance on our mortgage , although I know who it was , this was 2016 and now I've had to block their emails telling me the HMRC took £200 from me and want to pay it back? If the HMRC owed me anything , they certainly would not go through a PPI outfit

[weecalf]

Ok Johnny 5 delve into it and I will split it with you and a charity of your choosing .

[Buenchico]

I doubt it was a scam. It was far more likely to have simply been an inefficient company, jumping on the PPI bandwagon, that either did nothing with your form or (possibly more likely) couldn't find a way of getting your PPI payments (if any) refunded and just couldn't be bothered to let you know.

It's probably akin to the vast number of companies who jumped on the 'free cavity wall insulation' bandwagon. I signed up with one of them but then never heard any more. Eventually, only shortly before the Government scheme ended, a doorstep caller invited me to sign up with their company instead and, as I'd not hard from the first one for over a year, I agreed to do so. They sent someone to drill some test holes in my wall and agreed that I qualified for the free insulation. However when I later chased them up about why nobody had installed it, they said that the deadline had passed and I couldn't have my free insulation after all :(

The PPI claim deadline has now also passed, so there would seem to be little point in worrying too much about it. Despite the vast number of companies involved in the business, and the millions of people who made claims through them, I never heard of any of the firms getting the repayments sent to them and then simply sitting on them, so I think it's unlikely that you've been scammed.

Incidentally, I nearly ignored a letter I got (from a company I'd never heard of) inviting me to apply for a PPI refund; I just assumed it was yet another firm trying o get me to sign up to a service I didn't think I needed. It was only many months after I'd received it, when I was just about to finally chuck it into the bin, that I noticed that it referred specifically to my old Monument credit card, which a random mailshot would not have done. I looked into it a bit further and found out that the unknown company was actually the successor to Monument Bank. So, purely out of curiosity rather than anything else (as I'd no real intention of making a claim, as I didn't think I was owed anything) I went to the website mentioned in the letter and typed in the reference number I'd been given. I was expecting to be asked loads of questions but all I saw on the screen was "Thank you. Your claim is now being processed". A few weeks later, without any further action from me, I received a cheque for just over £3k ;-)

[Hopkirk]

I used one of those companies, despite convincing myself I didn't have any ppi. All credit to them they found two, though the amounts were quite small.
The banks paid me directly, then the claims company demanded I pay them their contracted share. I paid up.

[burlyshirley]

I was going to fill in a form a few years ago as well, but was also worried it might be a scam. However, a relative talked me into it as he had had success with a similar one. I never heard another thing back from them !

[hellywelly4]

My daughter received two payments of nearly £1000 each from something which was 10 years ago.

[lankeela]

I got the forms from one of these companies, but never filled them in. Then right at the last minute for claiming I decided to submit claims using the template letter from the Martin Lewis site and despite believing I wouldn't get anything I got three payouts ranging from £600 to over £2000. One of those was many months after I had forgotten all about it.