Connections 314 - Sat 20 April
Quizzes & Puzzles1 min ago
Ppi - Not Sure If This Is The Correct Category, But Here Goes.
14 Answers
I have had a letter, out of the blue, from Customer Refund Service, advising me to claim for PPI. It seems genuine enough and I have rung them to try and see how genuine they sound. Does anybody think this may be a scam and should I be careful divulging anything to them ? My mortgage was taken out in the 80's, so doubt I'd be able to claim anyway. Has anybody else had such a letter ? TIA.
Going out now.
Going out now.
Answers
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https://
19:16 Mon 14th Jan 2019
They take a lot of commission if your claim is successful. You can claim yourself and it will have cost you nothing if your claim is unsuccessful.
https:/
https:/
If "Customer Refund Service" is the name of a company that specialises in PPI claims then avoid them and make a claim yourself. This information, from the Government-funded Money Advice Service, explains how to go about it:
https:/
However if the 'Customer Refund Service' is actually part of the bank or building society that provided you with your mortgage, go ahead with their service. (That would seem to be unlikely though if they're not already in possession of all the relevant information).
I got a letter, out of the blue, from what looked like just another PPI firm touting for business. I ignored it for several months, partly because although I'd had PPI I didn't think that it had actually been mis-sold to me. I then took another look at the letter and, after a bit of web-searching, I realised that it had come from the American bank which had taken over the credit card company I'd used. It invited me to go online and enter a reference number to see if I could claim. I did so purely out of curiosity, expecting to be confronted with lots of questions I couldn't answer. Instead I immediately got a message saying "Thank you for submitting your claim, which we will process within the next few weeks". 3 weeks later I received a cheque for around £3000!
https:/
However if the 'Customer Refund Service' is actually part of the bank or building society that provided you with your mortgage, go ahead with their service. (That would seem to be unlikely though if they're not already in possession of all the relevant information).
I got a letter, out of the blue, from what looked like just another PPI firm touting for business. I ignored it for several months, partly because although I'd had PPI I didn't think that it had actually been mis-sold to me. I then took another look at the letter and, after a bit of web-searching, I realised that it had come from the American bank which had taken over the credit card company I'd used. It invited me to go online and enter a reference number to see if I could claim. I did so purely out of curiosity, expecting to be confronted with lots of questions I couldn't answer. Instead I immediately got a message saying "Thank you for submitting your claim, which we will process within the next few weeks". 3 weeks later I received a cheque for around £3000!
If it is just from a claims company it is just a phishing trip. You'll still end up providing lots of info - names of all banks/financial institutions you've had dealings with. They'll then send off their standard letter to them all. If you know or think you may have had PPI with one it's simple to do it yourself and you'll keep all of it. I know of some people who found the claims firm took every penny (because of some small print)
https:/
Don’t use a claims company. Use the above site that is sponsored by Martin Lewis’ MSE site.
It is totally free and all you need is the name of your bank/building society/credit card. Use the template and press “send.” The institution will be contacted for you and they Have to reply.
Don’t use a claims company. Use the above site that is sponsored by Martin Lewis’ MSE site.
It is totally free and all you need is the name of your bank/building society/credit card. Use the template and press “send.” The institution will be contacted for you and they Have to reply.
ummm, when the blank screen comes up press F5 to refresh it - it might bring the page up :)
More info about the Resolver tool and claiming here:
https:/
More info about the Resolver tool and claiming here:
https:/
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