Morrisons Shopping

[catswhiskas]

We are off to Majorca on Saturday morning, we thought we might put an order in for Morrisons to deliver when we get home in a fortnight, do they take the money straight away or when it is delivered ?

[Tilly2]

You pay for the order online when your order is completed.

[catswhiskas]

But does the money come out of the bank straight away, when you put order in , or when it has been delivered.

[sherrardk]

With Asda it comes out on the day of your delivery.

[Mamyalynne]

Tesco also take the money on day of delivery.

Long time since I used Morrisons.

[sunny-dave]

They actually 'earmark' the payment (reserve it on your account) immediately, but don't actually charge your credit/debit card until the delivery has been made.

This is fine if you have plenty of money available in your account (or headroom on your credit card) - but can leave you short of ready cash if you were not expecting to pay until delivery.

[Tilly2]

I have never had a Morrisons delivery so really, I should not have answered the question. Sorry.

[sunny-dave]

Answer got truncated :

Earmarked/Pending transactions will reduce your 'Available Balance' and you won't be able to use that money - even though the final charge is not processed until delivery has been made.

[catswhiskas]

Thank you all for your replies. Thanks for your answer sunny-dave, this tells me all I needed to know , so shall just go to Morrisons on the Sunday after we are home.