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Car Insurance Quotes To Be Based On Your Facebook Activity

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jno | 00:08 Wed 02nd Nov 2016 | News
20 Answers
this is intriguing... and watch your exclamation marks!!!

https://www.theguardian.com/technology/2016/nov/02/admiral-to-price-car-insurance-based-on-facebook-posts

//The insurer will examine posts and likes by the Facebook user, although not photos, looking for habits that research shows are linked to these traits. These include writing in short concrete sentences, using lists, and arranging to meet friends at a set time and place, rather than just “tonight”.

In contrast, evidence that the Facebook user might be overconfident – such as the use of exclamation marks and the frequent use of “always” or “never” rather than “maybe” – will count against them.//
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Wonder if they would want to see our AB posts. Maybe the excessive use of copying and pasting previous answers or using stock phrases like 'hand wringing', or an obsession with crimes committed by Muslims/migrants or even a tendency not to include the full clue and letter count or say thanks in crosswords, would tell them something about our risk factors
07:00 Wed 02nd Nov 2016
And how does that help I feel you don't have a FB page or you have it set to private? Or you use a fake name?
//The scheme is voluntary....If you don’t want to use it in a quote then you don’t have to......The company would only have access to the information gathered during the quote process and would have no ongoing access....The data will only ever provide a discount. //

Clearly they ask for access to Facebook accounts. If you don't have one you'll just get a basic quote from them.



Wonder if they would want to see our AB posts. Maybe the excessive use of copying and pasting previous answers or using stock phrases like 'hand wringing', or an obsession with crimes committed by Muslims/migrants or even a tendency not to include the full clue and letter count or say thanks in crosswords, would tell them something about our risk factors
1 It's nonsense
2 I don't believe it
3 They ought not trust it

I never believe this type of thing !!!!!
I always think insurers are just looking for reasons to increase premiums.
!!!!!!!!!

I'm off to the Ruptured Skunk pub at 7:30 tonight so see you there.
Facebollox more like.
Seems plenty to of scope here for gaming the system - set yourself up with an F B account purely for the purpose, and post in an appropriate manner to get a discount.
^Sneaky.
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a good way of persuading Facebookers not to make fools of themselves online, then, TheChair? Even a fake account in which they do nothing but help little old ladies across the street while proceeding to the bank to top up their savings, and leaving accounts of drunken parties on their main account, would at least be educational. (How much scope is there for having two accounts these days?)

Smart bosses have long looked at employees' public activity on social media, but this is the first time I've heard of it as a corporate policy.
There's plenty of scope for multiple FB accounts jno - I have four.
As they need your permission to see the posts, you just tell tem about your "official" one, and give them permission.
Just as there are firms that perform SEO for your web site, there could be a similar system for FB users: the simplest form would be a set of pre-designed posts that were shuffled and posted at random intervals.
well they'll be stuck with me then not on Twitface.
As I have said before these are tools of the devil.

A total abuse of social media and an invasion of privacy. OK at present voluntary and for first timers but even Admiral themselves are not denying they may roll it out.

On the plus side if this goes on enough it will be the death knell of TwitFace.
Looks like Facebook has scuppered their plan.

//Facebook has blocked plans by an insurer to view young drivers' profiles to set their car insurance premiums.//

http://www.bbc.co.uk/news/business-37847647
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I presume Admiral would still be able to look at any Facebook page that was open to the public, and any private page by invitation of the person involved - I can't see how FB can simply block them?

If my FB page was devoted solely to recording my attendance at temperance lectures, and didn't have excessive punctuation, I'd quite like my insurer to see it if it meant lower premiums.
Dream on jno ;-)
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