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collareddove12 | 08:57 Wed 06th Nov 2019 | Motoring
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I've received an email from General Accident to say that I no longer meet their criteria for insurance and it will cease on Dec 2. I am the policy holder with my husband as named additional driver. We are 77 and 81 both hold clean licences for over 55 years and have never claimed in that time. I haven't been in touch with them as only just received email. I wondered if this to do with age as obviously not to do with driving history? Anyone else had this?

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As you suggest, General Accident won't insure drivers over 80 years of age: https://www.generalaccident.com/our-cover/who-we-cover Age Co, the trading arm of the charity Age UK, offers insurance to those over 80 the Ageas: https://www.ageco.co.uk/insurance/car-insurance/over-80s/# Browsing around the web suggests that RIAS is another firm...
17:01 Wed 06th Nov 2019
Does Dec 2nd coincide with your birthday or the renewal date for the policy or is it just random. I'd be surprised if they could cancel a policy in mid-term with no reason.
My mother is an older driver and had this as well. Companies aim for different parts of the market, and older drivers is not for GA.

Just find a different company and you will probably save money. If you are not confident using comparison sites just use a broker such as Swinton.

It's General Accident's loss, not yours.
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Yes bgh it is the renewal date. Thanks Hopkirk I do use comparison sites that's how I got them a few years ago. I will have a go later or try Swindon as you suggest.
My mother felt a bit put out about it until I explained it is a simple business decision about which segment of the market they want to fight for.

My young daughter had similar. Last year was her first year and we arranged quite a competitive premium. That company obviously doesn't want young driver's trade any more as the renewal rocketed. Direct Line have gained her custom instead.
Sounds ageist to me - and weren't companies banned from accepting only female drivers (Sheila's Wheels)? Of course if it was ruled illegal I suppose they could make you move by bumping up the premium unaffordably.
As you suggest, General Accident won't insure drivers over 80 years of age:
https://www.generalaccident.com/our-cover/who-we-cover

Age Co, the trading arm of the charity Age UK, offers insurance to those over 80 the Ageas:
https://www.ageco.co.uk/insurance/car-insurance/over-80s/#

Browsing around the web suggests that RIAS is another firm worth trying:
https://www.rias.co.uk/over-80s-car-insurance/
Possibly because your husband is 81:
https://www.generalaccident.com/our-cover/who-we-cover
Ooops, Hadn't seen Chris's answer.

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