Hpi Check Before Buying Car

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ilovemarkb | 16:51 Thu 23rd Oct 2014 | Motoring
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Can anyone tell me the most reliable way of checkung if a car is hpi clear b4 we buy it. But not the £3 text ones


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I've found the AA and RAC ones very reliable although more expensive.
Oh and the Autotrader one
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Be warned of the latest problem when buying a used car. People have been taking out "pay-day" loans, using the car as security. They then sell the car without paying-back the loan. The loan company turns up later and takes the car from the new "owner" - it is legally theirs and, unfortunately, this situation does not show up on HPI checks.
I thought the loan company takes the V5 as security -so if there is a V5 then there is no loan?

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